Part of the same group
Calculators
Six free tools to start a conversation.
Illustrations, not recommendations. Nothing you enter here is sent anywhere.
SIP growth
How a monthly SIP could grow at the return you assume.
An illustration at the rate you choose, compounded monthly. Mutual fund returns are not guaranteed and can be negative, and past performance does not indicate future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Goal planner
The monthly SIP a goal needs, allowing for inflation.
An illustration: today’s cost raised by the inflation you choose, and a monthly SIP at the return you choose, compounded monthly. Returns are not guaranteed and can be negative. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Life cover need
A starting range for life cover, from income, loans and existing cover.
A starting range to discuss₹70,00,000 to ₹1,00,00,000
Talk to us about life coverA common rule of thumb, 10 to 15 times yearly income plus loans less cover already held, to start a conversation and not a recommendation. The right amount depends on your family’s needs, and cover is subject to the insurer’s underwriting and the policy terms.
Health cover check
A starting range for health cover, in three taps.
A starting range to discuss₹15 lakh to ₹25 lakh
A super top-up can add the upper part of this range for less than a larger base policy.
Parents over sixty are usually better on a policy of their own.
Talk to us about health coverA starting range for a conversation, not a recommendation, worked out from where you would be treated, who is covered and their ages. About half of the families buying health cover through Beema1 choose between ₹10 lakh and ₹25 lakh. The right cover depends on your health, budget and the insurer’s terms.
Health insurance tax benefit
What the health insurance premium deduction is worth under the old tax regime.
Deduction you could claim₹60,000
You and your family: ₹20,000 of ₹25,000 · Parents: ₹40,000 of ₹50,000
Tax it could save, with 4% cess₹12,480
Talk to us about health coverOld tax regime only: the new regime, now the default, allows no deduction for health insurance. Section 80D of the Income-tax Act, 1961, carried into the Income-tax Act, 2025 from 1 April 2026 with the same limits. Premiums must be paid other than in cash; check-ups may be paid in cash and are counted here as yours and your family’s. Before any surcharge. An illustration, not tax advice.
Compare two policies
Two policies side by side, on the points that decide a claim.
Turn an estimate into a plan
An advisor can work through your own numbers, the options that fit them and what each one costs.